How Pre Settlement Funding Helps You Now and Later

Lawsuit Cash Advances Provide Immediate Relief and Helps Build Your Case

Are you facing financial strain while waiting for your lawsuit to settle in Florida? If so, then pre settlement funding, also known as lawsuit funding, can provide the financial help you need now. With a cash advance from your lawsuit, you can access money based on the expected settlement of your case.

You see, pre-settlement funding acts as a financial bridge until your lawsuit is over. Not only does it provide money now to help with medical bills, rent, and other living expenses. It also strengthens your case for a better settlement later since you won't settle early. An early settlement is what the insurance companies want because it saves them money. In this article, we look at the now and later benefits of legal funding for personal injury lawsuits in Florida.

Top 5 'Now" Benefits of Pre Settlement Funding

Below are the top five ways legal funding can help you right now:

1. Financial relief now with a lawsuit cash advance

One of the key benefits of pre-settlement funding is it provides you with an immediate cash advance to cover:

  • Groceries
  • Rent or mortgage payments
  • Utilities (electric, water, etc)
  • Medical bills
  • Prescriptions
  • other living expenses

This cash helps you concentrate on treating your injuries by avoiding the worry of financial hardship. Also, you can pursue your case further without settling prematurely due to financial stress.

2. Empowered your negotiations with lawsuit funding

Another key benefit of pre settlement funding is it can embolden your legal position. With the necessary funds to support your case, you can build a more effective lawsuit. You can also navigate the insurance company's tactics confidently and effectively. With legal funding, you have the resources to possibly reject their lowball offers. This puts you in a stronger position during negotiations. And, stronger negotiations can lead to a larger settlement amount.

3. Protection against insurance company tactics

Insurance companies often use various tactics to lower the value of your settlement. They then can try to pressure you into accepting an early settlement for less money. This is tempting especially if you're in financial strain. With pre-settlement funding, you avoid this stress to better focus on recovering from your injuries. Remember, you can only know the true extent and cost of your injuries once you have completed treatment.

4. Treating your injuries for maximum recovery and a stronger case

Your medical treatment is essential for optimal healing. It also helps in minimizing lasting damages as you get older. Untreated injuries can worsen, leading to chronic pain, disability, and even permanent impairments. Also, a full medical history with the full extent of your injuries helps justify your case. You can get higher compensation for pain and suffering, medical expenses, and lost wages.

5. No credit checks or employment verification

Pre settlement funding is not based on your credit history or employment status. Instead, it's based on the strength of your case and the likelihood of a successful settlement. A good legal funding company can determine this for you. This makes it available to people who are currently unemployed or have poor credit. Be sure to choose a reputable company with years of experience in Florida.

Top 5 "Later" Benefits of Pre-Settlement Funding

Below are the top 5 ways legal funding can help you later on in your lawsuit:

1. Potential for a larger settlement with a stronger case

Pre settlement funding can provide you with the means to build a stronger case. And the strength and determination of your lawsuit can potentially lead to a larger settlement. By having access to immediate funds, you can:

  • Hire expert witnesses
  • Gather additional evidence
  • Further develop your legal strategy
  • and more...

2. The life impact of your injuries and the proper compensation

Also important, in the strength of your case, is the permanent damage from your injuries. In a personal injury lawsuit, a whole person impairment rating plays a major role. It can ultimately determine the greatest potential value of your claim. A doctor will assess the lasting damage caused by an injury expressed as a percentage of the whole body. Your impairment rating helps quantify the impact of the injury on your life. This serves as evidence of your pain and suffering, limitations, and future medical needs. For more info see our article: Whole Person Impairment Affects Your Personal Injury Case

3. Support during insurance company delays

Insurance companies often try to delay the settlement of your case. They may try to drag out the legal process to wear you down so you'll give up. With pre-settlement funding, you give yourself the support you need during the wait. This allows more time for your Attorney to get the full compensation you deserve.

4. No risk if you lose your case with pre settlement funding

Unlike traditional loans, legal funding is better because it is non-recourse. This means you only repay the money if you win your case. So, if you lose your case and do not receive a settlement, you do not repay the funding. The risk is all on the funding company and not on you. Be sure to choose a reputable legal funding company.

5. Flexible repayment options

If you win your case and receive a settlement, you can repay your funding from the proceeds. The repayment process can be structured to your specific needs and financial situation. Ask your legal funding company if they offer this option and for more information.

Need cash now? Learn the fastest way to get legal funding for your personal injury lawsuit. See our top 3 tips for getting your cash quickly in our article: Get Cash Now! The Fastest Way to Get Personal Injury Legal Funding

Citrus Legal Funding has helped Floridians in personal injury lawsuits get the cash they need now! With over a decade of experience in legal funding, we can move quickly on your behalf. With no credit check or monthly payments and no risk if you lose your case. Call us at 407-500-2274 or learn more about our legal funding process and how we can assist you. See our client testimonials of those we've helped get their cash fast.

I was in a very serious accident in 2020, had to have multiple surgeries, and lost my job. Citrus Legal Funding has been there for me through it all, with no hesitation. I absolutely recommend them to anyone. They are super friendly and every time I call they always make sure to make things happen in a timely manner.

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Lindsey M.
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Understanding Pre Settlement Funding

Personal injury legal funding is a financial solution for people in an injury lawsuit. This type of funding allows plaintiffs to borrow money against their expected settlement. It provides them with cash now to cover their financial needs while their case is ongoing.

Personal injury stethoscope and lawsuit case gavel

Pre-settlement funding in Florida is also known as legal funding, lawsuit funding, or settlement funding. In addition, it's sometimes referred to as a lawsuit loan. But, unlike a traditional loan, it's not based on credit history or employment status. Instead, it's based on the strength of the case and the expected settlement amount. A reputable legal funding company can determine this for the plaintiff. Also, most good legal funding companies do not require the plaintiff to repay if they lose their case.

Advantages of Pre Settlement Funding over Lawsuit Loans

Below are the advantages pre-settlement funding has that lawsuit loans don't:

  • No repayment if you lose
  • No credit checks
  • No employment verification
  • Flexible repayment options

By taking advantage of pre settlement funding, you can focus on your recovery. And, in doing so, you can strengthen your legal battle without the stress of financial strain.

Legal funding for lawsuits provides a cash advance to plaintiffs while their case is pending. This gives them the ability to pursue their case without financial strain and stress. It allows them to focus on their recovery and secure the settlement they deserve. Here's how it works:

  1. The plaintiff applies for a cash advance from a legal funding company
  2. The funding company evaluates the case including liability and expected settlement amount
  3. If approved, the plaintiff receives their cash, typically within 24-48 hours
  4. The plaintiff uses the funds to cover costs such as medical bills, living expenses, and legal fees
  5. If the plaintiff wins the case, the funding company is repaid from the settlement amount
  6. If the plaintiff loses the case, they are not required to repay the cash advance

Eligibility for Pre Settlement Funding

To be eligible for pre settlement funding, plaintiffs need to meet certain criteria. One key factor is having a pending personal injury lawsuit with a strong chance of winning a settlement. The funding company will evaluate the following before approving the funding:

  • Liability of the defendant
  • Expected settlement amount
  • Details of the case

Types of Cases That Qualify for Pre Settlement Funding

Lawsuit funding is available for various types of cases, including:

  • Car accidents
  • Medical malpractice
  • Product liability
  • Slip and fall accidents
  • Wrongful death
  • Workplace accidents

Are you currently in a pending personal injury lawsuit? If so, it's worth exploring if your case qualifies for pre settlement funding. Consult with your attorney or a legal funding company in your area.

Statute of Limitations and Impact on Funding

The statute of limitations in Florida sets a time limit for filing a personal injury lawsuit. It is important to be aware of this in your case as it can impact your eligibility for pre settlement funding. Funding companies generally require that your lawsuit falls within the statute of limitations. If your case is nearing this time limit, it's crucial to act quickly to secure the funding you need.

By understanding the eligibility for legal funding, you can determine if it's right for you. Consult with a reputable legal funding company to explore your options.


Pre settlement funding can be a valuable resource during a personal injury lawsuit. It can ease the financial burden caused by a pending personal injury case. Not only does it provide immediate monetary relief but also empowers you to pursue your case with confidence. By relieving stress, you can focus on your recovery and increase your chances of success.

If you have financial worries during a personal injury lawsuit, consider pre-settlement funding. Contact a reputable legal funding company in Florida to explore your options. Then, choose the support you need to strengthen your recovery and your legal position. This way you can get the favorable outcome you deserve.

Citrus Legal Funding specializes in providing cash now for those with an injury lawsuit claim in Florida. Our dedicated team will assist you in understanding the process and answer questions or any concerns. Call us at 407-500-2274 or learn about our quick process and how we can help you get the cash you need fast. Check out our testimonials and see how we've helped people just like you for over a decade.

Wow citrus legal funding was amazing!!
Fast, simple, and really amazing customer service. I would definitely recommend to anyone in need of help. They were exactly as advertised. Thanks again for being a real life saver.

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Antoine J.
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How does pre settlement funding work in Florida?

Lawsuit funding allows plaintiffs to borrow money against their expected settlement. The funding company evaluates the strength of the case and offers a cash advance based on the expected amount of compensation. If the plaintiff loses the case, they are not required to repay the advance.

What types of cases qualify for pre settlement funding?

Pre-settlement funding is available for a variety of personal injury lawsuits. This includes car accidents, slip and falls, medical malpractice, workplace injuries, and more. Consult your attorney or legal funding company for more information about your specific injury.

Do I need good credit or employment verification for pre-settlement funding?

No, legal funding in Florida is not based on credit history or employment status. The legal funding company evaluates the strength of the case and expected settlement amount. This qualifies the cash advance rather than the plaintiff's personal financial situation.

How does pre settlement funding embolden my legal position?

With lawsuit funding, plaintiffs can better deal with insurance company tactics. They can also negotiate from a position of financial strength. This allows them to stand their ground and potentially receive a more favorable settlement.

Can pre-settlement funding lead to larger settlements?

Yes, by providing plaintiffs with financial relief and the ability to continue pursuing their case. Pre settlement funding can potentially lead to a larger compensation. It allows plaintiffs to withstand the prolonged legal process and hold out for a fair resolution.

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